✦ Built for salaried Indians

Most salaried employees
overpay their taxes and
underinvest their savings

Not because they're careless. Because no one shows them the full picture.

SalarIQ reads your salary, tracks your expenses, plans your investments, and tells you exactly what to do — month by month.

Free to use · No credit card · 2 min setup

₹62,400
average tax overpaid per year
by salaried Indians who don't max their 80C + NPS deductions
68%
of employees never read their payslip
they don't know their basic, HRA, or PF split — costing them lakhs in missed claims
March
when most people panic-invest for 80C
last-minute ELSS SIPs lose 11 months of compounding — that's real money left behind
Sound familiar?

Your salary slip has 12 line items.
You've questioned maybe 2 of them.

You got a raise but aren't sure if you're actually taking home more
It's February and you're scrambling to find 80C proofs
You pay rent but haven't claimed HRA exemption properly
Your SIP is running but you have no idea if you'll hit your goal
You chose new tax regime because someone said so — not because you calculated
You've never used the extra ₹50,000 deduction NPS gives you
SalarIQ fixes all of this. Not with generic advice — with your actual numbers, your actual slip, your actual tax bracket.
How it works

From zero to clarity in 3 steps

01
Set up in 2 minutes
Enter your monthly income, expenses, and tax regime. Or upload your salary slip — SalarIQ reads Basic, HRA, PF, and Gross automatically.
02
Get your complete picture
See exactly how much you can invest after expenses, how much tax you're paying, and what deductions you're missing.
03
Take the right actions
Follow personalised alerts — top up 80C before March, start a SIP matched to your risk profile, and file advance tax on time.
Free calculator

How much tax are you overpaying?

Enter your salary and deductions — see Old vs New regime instantly.

Monthly gross salary
₹/mo
₹30K₹10L/month
Old regime deductions (to compare fairly)
Std deduction
₹50K fixed
80C limit
₹1.5L fixed
NPS 80CCD(1B)
₹50K fixed
HRA exemption / year (if you pay rent)
₹
e.g. ₹2,40,000 for metro (₹20K/mo)
Home loan interest / year (24B, max ₹2L)
₹
Capped at ₹2,00,000 by law
Total old regime deductions: ₹2.5L
SAVES MORE ✓
New regime
₹1.5L
tax per year
₹75K std deduction · Budget 2025 slabs
Old regime
₹2.9L
tax per year
₹2.5L deductions claimed
New regime saves you ₹1.4L/year — ₹11K/monthAnnual gross: ₹18.0L
💡 Add your HRA or home loan interest above — old regime may win if your deductions are high enough.

Free · 2 min setup · No credit card

Everything inside

Tools that actually move the needle

📄Pro
Salary Slip Analyser
Upload your PDF payslip — SalarIQ auto-extracts Basic, HRA, PF, Gross, and Net Pay. No more manually reading 12-line salary slips.
Works with Fractal, Infosys, TCS, Wipro, and most payroll formats
💸Free
Tax Regime Optimizer
Side-by-side comparison of Old vs New regime for your exact income. See which one saves you more — down to the rupee.
Includes HRA exemption, 80C, 80D, NPS 80CCD(1B) calculations
📈Free
Investment Planner
Get a risk-matched portfolio allocation across ELSS, PPF, NPS, Nifty 50 Index Fund, and Gold ETF — calibrated to your savings capacity.
Conservative, moderate, or aggressive — you choose the risk profile
🎯Pro
Goal Tracker
Set a corpus target — retirement, home, kids' education. Track milestones at 25%, 50%, 75%, and 100% with real timelines.
Shows the SIP gap if you're not on track, with a specific fix
⚡Pro
What-If Simulator
Drag a slider and watch your projected corpus change in real time. Increase your SIP by ₹5,000 — see the 10-year impact instantly.
Type any value manually — SIP up to ₹5L/month, horizon up to 40 years
🔔Pro
Action Alerts
Rule-based nudges tailored to your numbers: 80C gap with days to March 31, advance tax deadlines, SIP shortfall, HRA not declared.
Alerts change month by month — never miss a tax-saving window again
📅Pro
12-Month SIP Calendar
A month-by-month action plan for the full financial year — when to top up ELSS, when advance tax is due, when to review your SIPs.
Colour-coded: done, action needed, urgent — at a glance
🗓️Pro
Year-End Tax Optimiser
March 31 countdown with your deduction checklist — how much 80C is filled, how much gap remains, and how much tax you can still save.
Shows exact rupee gap and the tax impact of closing it
★ SalarIQ Pro

For people serious about growing their money

Go beyond tracking. Pro gives you tools that actively help you save more tax, invest smarter, and hit your financial goals on time.

✓Salary slip PDF upload & auto-fill
✓Goal tracker with milestone timelines
✓Personalised action alerts
✓Year-end tax optimiser with countdown
✓12-month SIP calendar
✓What-if simulator (unlimited ranges)
✓Monthly email reminders
₹299/month · Cancel anytime · Or use an offer code

Your next raise deserves a plan.

2 minutes to set up. Instant clarity on your tax, investments, and savings capacity.

No credit card required